Invoice Finance

Invoice finance is a business funding solution that allows you to release cash tied up in unpaid invoices, helping improve cash flow, pay staff, or manage business growth. It can include factoring, where a finance provider manages your sales ledger and collects payments, or invoice discounting, where you retain control of your sales ledger. Invoice finance is particularly useful for businesses with long payment terms or rapid growth.

We provide clear, tailored advice to help you understand whether invoice finance is suitable for your business. Recommendations are made in line with FCA regulations and take into account your business structure, cash flow needs, outstanding invoices, and long-term objectives. Terms and fees vary between providers, and it is important to understand the costs and obligations involved.

Invoice finance is secured against invoices, and fees may apply. We ensure you understand the risks, repayment obligations, and contractual commitments before proceeding, helping you make informed and sustainable business decisions.

How We Help You

• Assess your cash flow needs
  We review your outstanding invoices, payment terms, and business requirements to determine suitability.

• Explain finance options clearly
  We guide you through factoring, invoice discounting, and associated costs and responsibilities.

• Support with applications and agreements
  We assist with completing applications and liaise with finance providers to ensure smooth processing.

• Tailor solutions to your business
  We help structure arrangements to meet cash flow needs without disrupting operations.

• Provide ongoing support
  We remain available to review agreements, manage changes, and support sustainable cash flow management.