Bridging finance is a short-term funding solution designed to bridge a temporary gap in funding, often used to support property purchases, refinancing, or time-sensitive transactions. It is commonly used where speed is essential, such as purchasing a property at auction, completing before a sale, or funding refurbishment. Bridging finance is intended as a temporary solution and is not suitable for long-term borrowing.
We provide clear, structured advice to help you understand whether bridging finance may be appropriate for your circumstances. Facilities are assessed based on the property, exit strategy, and overall risk profile, and terms can vary significantly between lenders. Interest rates, fees, and repayment structures differ from standard mortgages and must be carefully considered.
Bridging finance is usually secured against property or other assets. Failure to keep up repayments or execute the agreed exit strategy could result in repossession. We ensure you understand the risks, costs, and timescales involved before proceeding.