Development finance is a specialist funding solution designed to support the construction, conversion, or major refurbishment of residential or commercial property. It is typically used for ground-up developments, property conversions, or heavy refurbishment projects where standard mortgage lending is not suitable. Funding is usually released in stages, subject to progress and valuation.
We provide structured guidance to help you understand whether development finance is appropriate for your project. Facilities are assessed based on the development appraisal, costings, experience, and exit strategy. Terms, interest rates, fees, and funding structures can vary significantly between lenders and must be carefully considered.
Development finance is usually secured against property or land. Failure to meet repayment obligations or complete the project in line with agreed terms may result in financial loss or repossession. We ensure you fully understand the risks, costs, and responsibilities involved before proceeding.